Analytics
Income, spending and categories become a readable story. Move from flows to individual expenses and compare periods to understand what changes.
Free plan · €0 · No card required
Sankey with detailed categories and merchants: follow the money flow.
Real screens from the public demo. These views illustrate the product; Free availability and quotas are summarised at the bottom of this page.
In practice
Where does spending concentrate? Which categories matter most? Has the period balance improved? Start with a question and choose the view that makes it clear.
The Sankey connects income, expenses and categories in one picture. Detailed categories and merchants add context when you want to explore further.
Transfers between your own accounts stay distinct from spending: moving money is different from consuming it. Good classification makes the picture more useful.
Period, today and history views offer different perspectives. Move from the current month to a wider interval to distinguish a one-off event from a habit.
Free search and statistics cover the most recent 18 months. Older transactions remain stored encrypted: this window applies to the analyses available in the plan.
A chart shows where to look; transactions help explain why. Use categories, periods and filters to explore the entries behind the result.
Check imports and classifications before making a decision. Ratio makes the data readable and leaves interpretation in your hands.
Your next step
Choose the period you want to understand.
Explore flows, categories and trends.
Review the transactions behind the numbers.
Ratio Free
Import your statements or link up to two accounts through your local Bank Connector, then see where your money goes.
Start for freeYour encrypted history stays stored without a time limit, while Free search and statistics focus on the latest 18 months.
