Rules and transactions
Define how to recognise your expenses and make descriptions easier to read. Personal rules and bulk editing help you build consistency.
Free plan · €0 · No card required
Categorisation rules: criteria to organise your transactions.
Real screens from the public demo. These views illustrate the product; Free availability and quotas are summarised at the bottom of this page.
In practice
The same supermarket, a monthly bill, an unreadable bank description: tell Ratio how to organise what you recognise.
Create criteria that assign categories to transactions you recognise. Consistent classification helps compare similar expenses over time.
Rules are explicit: you decide the conditions and the result. Review them whenever your habits change.
Bank descriptions often include codes and repetitive phrases. Description cleanup rules let you turn that text into something more useful to browse.
Rule classification and text transformations happen locally on decrypted data. Financial results are encrypted before saving.
Select relevant transactions and use bulk editing to update available fields. It helps correct a recurring category or organise a group of entries.
Check the selection before confirming. Changes improve the foundation for search, charts and understanding your habits.
Your next step
Identify a recurring description or expense.
Define your rule and check the result.
Review transactions and categories in the charts.
Ratio Free
Import your statements or link up to two accounts through your local Bank Connector, then see where your money goes.
Start for freeYour encrypted history stays stored without a time limit, while Free search and statistics focus on the latest 18 months.
